Workers' Compensation in Missouri: What You Need to Know

How to File a Workers' Comp Claim in Missouri

1. Report your injury immediately. Notify your employer in writing within 30 days. Keep a copy of your written notice.
2. Seek medical treatment. Get medical care right away. Tell the doctor the injury occurred at work. In Missouri, your employer or their insurer may have the right to direct you to specific approved providers initially.
3. File the official claim form. Complete the workers' compensation claim form provided by your employer or insurer. Submit it promptly — do not wait.
4. Keep records. Document all medical visits, diagnoses, work restrictions, missed days, and out-of-pocket expenses.
5. Follow treatment plans. Attend all medical appointments and follow your treating physician's recommendations.
6. Contact the state board if needed. If your employer disputes your claim or doesn't respond, file directly with the Missouri Division of Workers' Compensation.

What Benefits Are Available in Missouri?

• Medical Benefits: All reasonable and necessary medical treatment related to your work injury — doctor visits, surgery, physical therapy, prescriptions, and medical equipment.
• Temporary Disability: Wage replacement while you're unable to work due to your injury — typically 66⅔% of average weekly wage.
• Permanent Disability: If you have a lasting impairment, you may qualify for additional compensation based on the extent of your disability.
• Vocational Rehabilitation: Job retraining and placement assistance if you can't return to your previous occupation.
• Death Benefits: Benefits for surviving dependents if a work injury results in death.

Common Mistakes Workers Make in Missouri

• Not giving 30-day written notice to employer
• Missing the 2-year statute of limitations
• Failing to file a claim with the Division
• Not attending required medical examinations
• Overlooking the Second Injury Fund for workers with prior disabilities

When to Hire a Workers' Comp Attorney in Missouri

Consider speaking with an attorney if your claim in Missouri is denied, your employer disputes the facts, you have a serious injury, you're facing retaliation, or a settlement offer is on the table. Workers' comp attorneys typically work on contingency — no fee unless they win your case.

Request a free case review from a Missouri workers' comp attorney →