Workers' Compensation in New Jersey: What You Need to Know

How to File a Workers' Comp Claim in New Jersey

1. Report your injury immediately. Notify your employer in writing within 14 days. Keep a copy of your written notice.
2. Seek medical treatment. Get medical care right away. Tell the doctor the injury occurred at work. In New Jersey, your employer or their insurer may have the right to direct you to specific approved providers initially.
3. File the official claim form. Complete the workers' compensation claim form provided by your employer or insurer. Submit it promptly — do not wait.
4. Keep records. Document all medical visits, diagnoses, work restrictions, missed days, and out-of-pocket expenses.
5. Follow treatment plans. Attend all medical appointments and follow your treating physician's recommendations.
6. Contact the state board if needed. If your employer disputes your claim or doesn't respond, file directly with the New Jersey Division of Workers' Compensation.

What Benefits Are Available in New Jersey?

• Medical Benefits: All reasonable and necessary medical treatment related to your work injury — doctor visits, surgery, physical therapy, prescriptions, and medical equipment.
• Temporary Disability: Wage replacement while you're unable to work due to your injury — typically 70% of average weekly wage.
• Permanent Disability: If you have a lasting impairment, you may qualify for additional compensation based on the extent of your disability.
• Vocational Rehabilitation: Job retraining and placement assistance if you can't return to your previous occupation.
• Death Benefits: Benefits for surviving dependents if a work injury results in death.

Common Mistakes Workers Make in New Jersey

• Not giving 14-day written notice to employer
• Missing the 2-year statute of limitations
• Not understanding New Jersey's formal vs. informal proceeding options
• Settling a claim without fully understanding future medical exposure
• Failing to challenge Section 20 (full and final) settlements carefully

When to Hire a Workers' Comp Attorney in New Jersey

Consider speaking with an attorney if your claim in New Jersey is denied, your employer disputes the facts, you have a serious injury, you're facing retaliation, or a settlement offer is on the table. Workers' comp attorneys typically work on contingency — no fee unless they win your case.

Request a free case review from a New Jersey workers' comp attorney →